When you are planning your move, one of the most important things that you should think about is how your belongings will get to your new location in perfect condition. Using professional movers will go a long way in providing good service, but the fact is that accidents do happen even with the most skilled movers. You need to have this in mind when you are planning to move with your valuable items.
There is a reason why the relocation industry offers insurance coverage. If there is any chance that something can go wrong, service providers look for a way to protect themselves. You need to make sure that you have adequate coverage in case of loss of damage. Make arrangements to procure valuation coverage that will take into account your high value items.
Talk to the movers
It is important to talk to the moving company and notify them about the valuable items that need to be moved. Items of “extraordinary value” include paintings, jewelry, precious stones, crystal or china, antiques and rare documents among other items. These items have to be listed on a form called a high value inventory form. When you fill out the form, it helps the moving crew to bring the right equipment and materials when they come to your home. The list also helps to ensure that you have full coverage.
The packing process
It is very important to ensure that the high value items are packed carefully. If you decide to do the packing yourself, make sure that you use the right materials to avoid damage of fragile items. It is a good idea to get professionals to do the packing because they have the best materials and techniques and they have experience. Using professionals also helps in the event of damage because there will be no dispute about the condition of the items before they went into the boxes.
Valuing your possessions
On the day of the move, you will be asked to place a value on your belongings. The moving company’s liability for damage or loss will vary depending on how the shipment is released. This means that your possessions are not automatically fully covered during the relocation. You have to make sure that you select the type of coverage that you need and indicate this on the Bill of Lading. The duly signed written document acts as a valid moving contract between you and the moving company.
Choosing the coverage
When it comes to getting coverage, you need to make the best choice before you start the moving process. Understanding the valuation programs will help you to know the options available to you. One option is the Replacement Cost Valuation, which covers replacement, repairs or full reimbursement without depreciation. This means that the mover will pay the full dollar amount or replace the item. The other option is the minimum coverage as legally required. This means that in case of loss or damage, the mover has a maximum liability, which in most cases is not adequate to replace the item.
In addition, if you are planning to drive to your new location, you should consider carrying the smaller valuable items with you. This will help you to avoid the high cost of transport coverage.